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The Pandemic and Delivery Contracting

The pandemic has upended the entire gig economy delivery industry. It has created challenges and opportunities. Topics of articles include delivery during a pandemic, safety, and how various relief programs impact contractors with Doordash, Uber Eats, Instacart, Grubhub, Postmates and other delivery gig economy platforms.

An Independent Contractor’s Guide to PPP 2nd Draw Loan Forgiveness Documentation

You might have found that getting the PPP second draw loan was easier than you thought. The government wanted to get stimulus money to as many people as possible. They simplified the process, and then some FinTech companies like Womply and Blue Acorn made it even easier. But now it’s time to apply for PPP …

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PPP Loan Fraud: Why Every Independent Contractor Should Absolutely Beware of its Risks

It seems like PPP loan fraud is blowing up lately. Recently, Womply sent out an email to many borrowers and loan applicants on April 30 to respond to the problem. In the email they stated they have received requests and subpoenas “from law enforcement, including the FBI, SBA, DOJ, and other agencies.” They also said …

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How Should I Spend Self-Employed PPP Funds for Loan Forgiveness?

You’re self employed. Youreceived your Paycheck Protection Program funding. Now what? You hear that you can get in trouble for using your money wrong. People are being thrown in jail for PPP loan fraud. Did you bite off more than you can chew? How do you stay out of trouble? More importantly, how do you …

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PPP and Ethics: Questionable lending practices impacting self employed

Am I the only one disturbed by what’s going on with how some PPP lenders and agents are handling the Paycheck Protection Program? Especially in how they’re approaching it with gig workers and self-employed independent contractors? We’re getting close to the PPP deadline (May 31, 2021). On April 13th, I received an email from a …

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PPP & Self-Employment: 6 Myths, 11 Best Reasons to Apply

If you have been in business since before February 15, 2020 as a self employed person, you may qualify for paycheck protection forgivable loans. Whether delivering for gig companies like Uber Eats, Doordash, Grubhub, and Instacart, doing rideshare like Uber and Lyft, earning money as a digital entrepreneur like bloggers, podcasters and other content creators, …

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One small part of the American Rescue Plan stimulus means one big tax change for Uber, Lyft, Uber Eats contractors.

Congress is expected to pass the latest stimulus. The Senate has approved the 1.9 trillion dollar American Rescue Plan. Most of us are thinking about the $1400 stimulus we’ll receive. However, 7 lines in the 630 page bill will make a huge tax difference for a lot of gig economy workers. HR 1319 section 9674, …

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A Fast Easy Application for Paycheck Protection Program (PPP)as an Independent Contractor

The Paycheck Protection Program application can be overwhelming and confusing for an independent contractor with gig economy apps like Doordash, Uber Eats, Instacart, Grubhub, Lyft and others. Womply has created a fast, easy way to apply for PPP funding as a self employed contractor. We’ll take a look at the Fast Lane application and how …

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Three Ways New PPP Rules Help Gig Economy Contractors/Workers (Doordash, Uber Eats, Instacart, Lyft, Grubhub)

The Biden Administration released new rules for the Paycheck Protection Program. Those rules offer greater relief especially for gig economy contractors such as Doordash, Uber Eats, Grubhub, Instacart, Lyft and others. However, there’s not much time for contractors to take advantage of these new rules. However, The current version of the PPP is set to …

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How to Fill Out the Targeted EIDL Advance Grant Application Step by Step as a gig economy independent contractor

The SBA has begun the process of reaching out to individuals who may be eligible for the Covid-19 Targeted EIDL Advance, inviting them to apply for the additional funds. If you received an invitation to complete the application, this post is here to help you walk step by step through how to fill out the …

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How to Apply for Paycheck Protection Program PPP Step by Step for Independent Contractors

Don’t be one of the vast majority of gig workers who fail to get funded through the PPP because they didn’t do things right. I’ve seen numbers reporting less than five percent of independent contractors were getting funds through the Paycheck Protection Program. Were they being discriminated against? Are independent contractors for gigs like Doordash, …

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EIDL FAQ (Frequently Asked Questions) for Doordash Uber Eats Instacart Grubhub Lyft Independent Contractors

The Consolidated Appropriations Act of 2020 extended the COVID-19 Economic Injury Disaster Loans and introduced a targeted advance for previous borrowers who met certain conditions. How does all of this impact independent contractors who were in business prior to the pandemic? If you contract with gig companies like Doordash, Uber Eats, Postmates, Lyft, Grubhub, Instacart …

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Economic Loss Qualification for Targeted EIDL Advance Grants for Independent Contractors

Do you qualify to get an additional targeted advance as an independent contractor under the targeted EIDL grants? The Consolidated Apprppriations Act of 2020 (signed December 27) included some economic stimulus measures for pandemic relief, and part of that act opened up the EIDL loan and grant program once again. There’s a new twist: The …

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Do you qualify for the PPP Paycheck Protection Program 2.0 Second Draw Income Reduction Test?

The Paycheck Protection Program (PPP) is back. Independent contractors may qualify for forgivable loans. Under special circumstances, you may be able to take a second loan even if you received on earlier in 2020. The Consolidated Appropriations Act of 2020 (signed December 27) included some economic stimulus measures for pandemic relief. Part of that package …

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How To Tell if You’re in a Low Income Community for EIDL Qualification

The new stimulus program, signed into law in the last days of 2020, reopens the door for some aid for independent contractors such as with Doordash, Uber Eats, Lyft, Instacart, Grubhub etc. But it also has contractors scrambling to figure out how to tell out if they’re in a low income community. That’s because the …

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Do Delivery Contractors Qualify for the New EIDL Grants? (Doordash Uber Eats Grubhub Instacart etc)

After more than enough drama, the new stimulus program has been passed into law. Parts of that package include the extension of two programs that may help contractors for Grubhub, Doordash, Uber Eats, Instacart, Lyft and other gig companies: the Paycheck Protection Program and the Economic Injury Disaster Loans / Grants. As it was when …

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